Dear Canada: Take the guesswork out of your finances.
Your personal guide for getting your money sorted, so you can stop worrying and actually sleep at night.
Your Pocket Advisor does three things
- We make money stuff simple and sort out the complexity of your finances.
- We tell you how to make the best decisions you can make with your money.
- We help you actually do the work to stay on track through the years as your life changes.
Get your finances in order for the cost of a few coffees a month. ☕
What you'll get
Your Financial Game Plan tells you what to do.
One page. Clear as it gets.
This is a real example of the plan our users receive. Every number is yours. Every action is ranked by dollar impact.
We don't just tell you what to do. We help you do it.
Most plans fail not because they're wrong, but because life gets in the way. When it's time to act on something, we walk you through each step in plain English. Monthly check-ins keep momentum going. When your situation changes, your plan changes with it. You never have to figure out the next step alone.
Sample plan. Names and numbers are illustrative.
The problem
The bank gives you products.
The internet gives you opinions.
Who gives you answers?
Many Canadians feel this way. And not knowing isn't harmless. It's costing you money every year you wait. Until now, there was no easy fix.
The three questions that change everything
Stop guessing. Start knowing.
Your bank hasn't answered them. Advisors charge too much for them. Google doesn't personalize them. We do all three.
Are we going to be okay?
Not "probably" or "it depends." A real picture of where you're headed: debt, savings, retirement, the big life moments. Honest answers, not vague reassurances.
On track for retirement · 2 risks flagged · 3 opportunities found
Where do we actually stand today?
Your full financial picture, honest and clear. Net worth, cash flow, debt, savings rate, all in one place, probably for the first time.
Savings rate: 12% (target: 20%) · Debt load: manageable but high-interest
What should we do next, step by step?
Not a list of 40 things. Three moves, ranked by dollar impact. Specific. Prioritized. Yours.
2. Use your TFSA room → $22,000 available, tax-free
3. Delay CPP to age 70 → +$520/month for life
The part that actually matters
A plan is only as good as
what happens next.
Most people know roughly what they should do. The hard part is doing it and staying on track as life keeps moving. That's what we're here for.
We tell you what to do first
Your action plan is ranked by dollar impact. No guessing where to start. We sequence it for you and walk you through each move.
Prioritized · Step-by-step · No overwhelm
We update as life changes
New job, new house, new baby. Your plan updates with you. Monthly check-ins keep you on track instead of winging it year after year.
Monthly tracking · Goal check-ins · Always current
We help you actually get it done
Most plans fail not because they're wrong, but because life gets in the way. When it's time to act on something, we walk you through exactly how to do it in plain English. When something changes at work, at home, or with your money, we help you adjust. Monthly check-ins keep momentum going so nothing gets forgotten. You never have to figure out what to do next alone. We tell you, we walk you through it, and we keep you on track.
Step-by-step execution guidance · Monthly check-ins · Adapts as life changes
Why trust us
We handle the hard part.
You make the decisions.
Real Canadian tax rules, your real numbers, zero conflict of interest. Nothing to sell, nothing to hide.
"I've been meaning to sort out my finances for years. What got me was finding out I was paying $3,200 in fees I had no idea about. That one thing alone was worth it."